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Commercial Insurance
Our commercial division has a wealth of experience in this complex and often volatile market. In addition to the usual well-known composite insurers, advertised in the media, we have access to a large number of niche markets and schemes. We also have many contacts in the Lloyds' of London market, giving our clients the confidence that we will secure the most competitive quotation.
Our commercial client base encompasses a broad cross-section of the market, which includes risks in the following areas:
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- Commercial/Traders combined
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- Liability & Contract Works
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We also have a Professional & Financial side of our Commercial department, which have tailored insurance solutions for many professions including:
Often in this category, we are asked to arrange Professional Indemnity and Director's and Officer's insurances. These insurances always require a Proposal Form to start the ball rolling. Please click the appropriate link above to download a copy of the required application form.
In addition we are also able to look into a wide range of other financial insurances, including, amongst others:
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- Pension Trustee Liability
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We always ensure the Insurance Company or products we recognise are suited to your needs as no two risks are the same, which is why for larger and more complicated risks we make every effort to visit you at your premises and discuss matters in person.
Our team of Brokers utilise the latest technologies enabling us to provide first class presentations to Insurers, which ultimately benefits our clients.
We appreciate that some risks fall outside the normal scope of consideration for the majority of mainstream composite Insurers. Such risks may include individual contracts abroad in areas, which the British Foreign Office warns against travel.
In addition to providing quotations, we are also happy to offer advice on a wide range of associated issues, such as:
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- Health and Safety awareness
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Alternatively, you may have a high-risk trade, which involves work in both areas and locations, which mainstream insurers would prefer to avoid. We have access to a number of specialist underwriters who are experienced in non-standard risks and we would be happy to discuss your requirements to see if we could help.
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